The National Debt Helpline offers a free, confidential, and independent financial counselling service for people who may be experiencing financial difficulty. A financial counsellor can provide free advice to help you explore your options, put sustainable plans in place, learn how to best negotiate challenging conversations, and get your finances back under control. Call 1800 007 007 on Monday – Friday between 9:30 am – 4:30 pm or chat online on Monday – Friday between 9.00 am – 8.00 pm.